Payback Analysis Calculator

Calculate the payback period for an investment based on initial cost and expected annual cash flows.

Investment Details

Initial Investment ($)

Annual Cash Flows ($)

Bulk Import (comma, semicolon, or line separated)

Year 1:

Analysis Results

Error

Please enter a valid positive initial investment amount.

Payback Period

—

Total Return

$0.00

Profit

Avg Annual Return

$0.00

Per year

Net Present Value

$0.00

Undiscounted

Profitability Index

0.00

Not profitable

ℹ️ How to Use

•Enter the initial investment amount (must be positive)
•Add cash flows using individual year inputs or bulk import (comma/semicolon/newline separated)
•Use positive values for cash inflows, negative for outflows
•Review payback period, total return, profitability index, and other metrics
•Payback period shows exact time to recover initial investment
•Profitability Index > 1 indicates a profitable investment

Features

Comprehensive Payback Analysis

Calculate exact payback period with fractional year precision and projection.

Multiple Financial Metrics

View total return, average annual return, NPV, and profitability index.

Advanced Cash Flow Management

Bulk import, duplicate years, and flexible cash flow entry options.

Investment Evaluation

Complete analysis to determine if an investment is profitable.

About Payback Analysis Calculator

Calculate the payback period for any investment by entering the initial cost and expected annual cash flows. This calculator helps you understand how quickly your investment will pay for itself.

How to Use Payback Analysis Calculator

Enter Initial Investment

Input the initial cost of your investment.

Add Cash Flows

Use individual inputs or bulk import multiple years at once.

Review Comprehensive Results

Analyze payback period, total return, profitability index, and other metrics.

Evaluate Investment

Use the complete analysis to determine investment viability.