Dividend Calculator

Calculate dividend income and growth.

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Features

Yearly Breakdown

View a detailed year-by-year schedule of your portfolio's growth, share accumulation, and increasing annual income.

Yield on Cost Analysis

Track how your effective yield grows over time relative to your initial investment, often exceeding the market yield.

Flexible Growth Scenarios

Model different market conditions with adjustable dividend growth rates and share price appreciation.

About Dividend Calculator

Plan your dividend investing strategy with our Dividend Calculator. This tool helps you visualize the 'Dividend Snowball' effect—showing how reinvesting dividends (DRIP) can exponentially grow your passive income over time. Calculate your future portfolio value, total dividends earned, and see the critical difference between your current yield and your 'Yield on Cost' as your investment matures.

How to Use Dividend Calculator

  • 1
    Enter Stock Details

    Input the current share price and annual dividend amount.

  • 2
    Set Investment Amount

    Enter your initial investment capital.

  • 3
    Define Growth Rates (Optional)

    Use the 'Advanced Options' to estimate annual dividend growth and share price appreciation.

  • 4
    Choose Time Horizon

    Select how many years you plan to hold the investment.

  • 5
    Toggle DRIP

    Enable or disable dividend reinvestment to see the impact on returns.

  • 6
    Analyze Results

    Review the projected portfolio value, total dividends, and yield on cost.

Frequently Asked Questions

Yield on Cost (YOC) is a measure of dividend yield based on the original price you paid for a stock, properly reflecting the return on your initial capital rather than the current market value.
DRIP stands for Dividend Reinvestment Plan. It allows you to automatically reinvest your cash dividends to purchase additional shares of the stock, compounding your returns over time.
This calculator displays gross dividend income. Your actual take-home amount may be lower depending on the dividend tax rate in your country and your specific account type (e.g., taxable vs. tax-advantaged accounts).